(213) 463-8177

W4L Financial Services

Michele@Warriors4Llegacy

National Producer #19607155

Insurance! How

thrilling it can be!

"My passion for this business comes from knowing that I am not only helping people, but also educating them. Too often we take for granted that most understand finances. I've learned that it is not just finances, but financial freedom that we all need. I am here to help, educate and serve!"

- Michele Cox

Insurance Underwriter

About Us

We've Been Thriving

We have been blessed to help over 90,000 families with life insurance and retirement plans. We would love to help you accomplish all of your goals. We believe when you’re planning your life, there's a lot to consider, from known to unknown, and we would love the opportunity to support you. In life, everything falls into three categories - what we know, what we know we don’t know, and what we don’t know we don’t know.

We’re here to verify what you know is accurate, and help you with the unknowns.

Our History

Over the last two decades, we’ve serviced families from all walks of life all over the United States, including Puerto Rico. We believe every individual should get world-class treatment.

Our Mission

Our mission is to see that every family gets a first-class financial education. We want you, your kids, your grandkids, and all generations to come to experience what generational wealth is.

Who We Are

We are a financial marketing organization that has partnerships with the oldest and strongest "A" rated life insurance and retirement providers to ensure we can find the best fit for you and your family.

Your Benefits

Why Choose Us

There are many companies that can sell products, and we are not one of them. We don’t sell to sell, we sell to solve a problem. Our goal is to educate all of our clients so that they can understand what their needs are, what solutions are available, and how all the plans work. We believe if someone knows what's best for them, they will be able to choose what's best.

We Respect You.

We will treat you as an individual and part of our family versus a mass group of people.

Doing What's Best For You & Your Family

We will create a custom plan that fits your needs and your budget.

World Class Service.

So many companies have lost appreciation for their clients and no longer provide great customer care.

Get Our Free 5-Step Video Training Series Financial Plan.

Ready to learn how to be prepared for your financial future? Submit the form to receive a completely free 5-Step video training series that will teach you:

Video #1: The 4 Factors Of Retirement

Video #2: The Rule Of 72 & The Three Homes Of Money

Video #3: Why You Need Life Insurance With Living Benefits

Video #4: The Rule of 100 & Retirement Planning

Video #5: The Power Of Tax Advantage Accounts

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Our Feedback

What Clients Say

Cynthia Says -

“After 14 years of recommendations, I still have my money protected - so somebody did something right with me! I totally believe in you guys and I’m so glad that I have been involved all these years. You are truly a friend that loves me and has my best interest in mind.”

Curtis Says -

“I have had the pleasure of working with them, and I can confidently say they are absolute professional and genuine people. Their extensive knowledge and ability to navigate through my questions and concerns and explain technical information with ease gave me the confidence to choose the right products for me and my family. The authenticity as advisors/agents makes them standout individuals in their field. Working with them was a privilege and such a positive and enriching experience. I would recommend them as an insurance and financial services provider to everyone I know and love. They are simply the best!”

Rebecca Says -

"I’ve known them for several years. I wanted to have an insurance policy that not only covered myself in case of death, but also allowed the money I paid into the policy grow as an annuity, to create wealth for my beneficiaries. They were instrumental in using my income to verify the various policies I not only qualified for, but also explain in laymen’s terms, how each policy could be used to accomplish my goals. The policy that I finally chose was a good balance between benefits and costs. I would highly recommend them for any insurance/financial planning for either a single person or a family. Take it from someone who had one of the worse life experiences you can imagine, but still came out on top, with my finances and my health in tact!”

Our Solutions

We have a suite of products to fit your individual and unique needs.

Life Insurance

• Equity Indexed Annuity

• Fixed Annuity

• IRAs / SEP IRA

• 403(b)/ 401(k) Rollovers

Retirement Planning

• Equity Indexed Universal Life

• Universal, Whole & Term Life

• Long Term Care & Disability

• Final Expense & Living Benefits

State Licensed & Verified

I'm fully equipped & trained to provide professional financial services in the residential states below

Additional State Licenses In:

AZ, FL, IL, KY, MI, NC, NV, OH, SC, TX, WI

Verify My License Here

Frequently Asked Question

What’s the right time of insurance for me?

That will depend on how you want the policy to work, your insurable need, and your budget/savings allowance.

Can my insurance policy build savings?

Yes, cash value policy’s have the ability to build a savings account.

Can I borrow against the savings?

Yes, there are different options for pulling out money. Some allow you to borrow against the policy through a loan which can avoid taxes.

What different companies do you work with?

As a broker, we look for the top rated insurance and retirement planning companies; that will provide clients the best products.

Is there a cost for this?

We do not charge any financial review fees and do not mark up any products. We are compensated directly from the insurance company that best suits your needs. This all allows us to do the best thing for the client and not charge them for it.

How do I get started?

Tap the 'Get A Free Financial Training' button below and submit the form to get a complementary review personalized analysis on your finances and receive our free 5 step by step training video series.

Office:
3415 S. Sepulveda Blvd.

Suite 900
Los Angeles, CA 90034

Call:
(213) 463-8177